Terms and Conditions
Last updated: May 12, 2026
Please read these Terms and Conditions ("Terms") carefully before using this website operated by Your Credit Guy ("we," "our," or "us").
By accessing or using this website and our services, you agree to be bound by these Terms. If you do not agree, you may not use this website.
Business Services
Your Credit Guy provides business funding assistance, credit solutions, and financial services for individuals and businesses. All services are provided on a best-effort basis and results are not guaranteed.
Use of Services
You agree to provide accurate, complete, and current information when using our services. Failure to do so may result in delays or inability to complete services.
We reserve the right to refuse or terminate service at any time for any reason, including suspected fraud or misuse.
Payments
All purchases are final unless otherwise stated. By purchasing any service, you agree that:
- You have authorization to use the payment method provided
- All information submitted is accurate
- Services may involve third-party providers
We reserve the right to refuse or cancel any order at our discretion.
Refund Policy
All sales are final. No refunds will be issued for services, digital products, or consultations.
Service Timelines
While we strive to provide timely service, we do not guarantee completion timelines due to factors outside our control, including third-party processing.
SMS Communication & Consent
SMS Program Terms
By opting into SMS communications from Your Credit Guy, you agree to receive conversational messages, appointment reminders, service updates, account notifications, and customer support communications.
Message frequency may vary depending on your interaction with our services.
Message and data rates may apply.
To opt out of SMS communications at any time, reply STOP to any message received.
For assistance, reply HELP or contact us directly at [email protected].
Your consent to receive SMS messages is not a condition of purchasing any goods or services.
By submitting your phone number through this website, you consent to receive SMS (text messages) from Your Credit Guy regarding your inquiry, services, and account updates.
- Message frequency varies
- Message and data rates may apply
- You may opt out at any time by replying STOP
- For assistance, reply HELP or contact us directly
We only send messages to users who have provided consent and do not engage in unsolicited messaging.
Third-Party Services
Our services may include third-party providers. We are not responsible for the content, policies, or actions of third-party services.
Limitation of Liability
Your Credit Guy is not liable for any indirect, incidental, or consequential damages resulting from the use of our services.
All services are provided "as is" without warranties of any kind.
Indemnification
You agree to indemnify and hold harmless Your Credit Guy from any claims, damages, or liabilities resulting from your use of our services or violation of these Terms.
Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Maryland and the United States of America.
Changes to Terms
We reserve the right to update or modify these Terms at any time. Continued use of our services constitutes acceptance of those changes.
Contact Information
If you have any questions regarding these Terms, please contact us:
Email: [email protected]
Phone: 980-734-1980